Bodies and Committees

Fiscal Council

Pursuant to Law No. 6,404/76, a fiscal council is an entity independent from its administration, entrusted with ensuring that management activities comply with the duties established in the company’s bylaws and by law. Banrisul’s fiscal council is permanently convened, and its role is to review management activities and financial statements and to report its conclusions to the Bank’s shareholders.

Pursuant to Law No. 6,404/76 and Banrisul’s bylaws, its fiscal council is made up of five members and five alternates, with one member and his respective alternate elected by holders of its preferred shares and another member and his respective alternate by its minority shareholders.

Members of the Fiscal Council Title
Cláudio Morais Machado Member, appointed by Main Shareholder
Fernando Ferrari Filho Member, appointed by Main Shareholder
Urbano Schmitt Member, appointed by Main Shareholder
Fernando Antonio Viana Imenes Alternate, appointed by Main Shareholder
Massao Fábio Oya Member, appointed by the preferred shareholders
Maria Elvira Lopes Gimenez Alternate, appointed by Main Shareholder
Maria Carmen Westerlund Montera Member, appointed by the preferred shareholders
Vicente Jorge Soares Rodrigues Alternate, appointed by Main Shareholder
Tanha Maria Lauermann Schneider Alternate, appointed by Main Shareholder

Click on the names of the fiscal council members to see their résumés:

Cláudio Morais Machado
Tupy S.A: Sitting member of the Fiscal Council since 2010. Companies of the Everest Hotel Group: member of the Audit Committee since 2010. Projeto Pescar NGO: member of the Audit Committee since 2012. Academic background: Graduated in Accounting; postgraduate degree with specialization in public, corporate/financial accounting, accounting and finance and Master’s Degree in Business Sciences, the latter from the Fernando Pessoa, Porto/Portugal. Member of the Fiscal Council certified by the Brazilian Institute of Corporate Governance (IBGC).
Fernando Ferrari Filho
Federal University of Rio Grande do Sul: Professor of Economics since 1987. Brazilian National Council for Scientific and Technological Development (CNPq): Researcher since 2001. Academic background: Graduated in Economics from the University of the State of Rio de Janeiro (UERJ), 1980; with a Master’s degree in Economics from the Federal University of Rio Grande do Sul (UFRGS), 1983; a PhD in Economics from the University of São Paulo (USP), 1992; postdoctoral degree from the University of Tennessee, 1995-1996, and postdoctoral degree from the University of Cambridge, 2011-2012.
Urbano Schmitt
Municipal Management Secretary of Porto Alegre. Academic background: Graduated in Accounting from the University of Caxias do Sul-UCS and in Legal Sciences from the Vale do Rio dos Sinos University (UNISINOS).
Fernando Antonio Viana Imenes
Lecturer at the ethics, financial, negotiation, organizational and planning areas. Commercial Board of the State of Rio Grande do Sul: Member. Academic background: Graduated in Administration/Accounting and Economics from PUCMG, 1979.
Massao Fábio Oya
Partner of Solução Governança Corporativa e Consultoria Ltda, providing business advisory services in accounting, societal and corporate governance areas. Companhia de Saneamento do Estado de São Paulo - Sabesp: Sitting Board Member, since 04/2015. Companhia Paranaense de Energia - COPEL: Sitting Board member, since 04/2015. Pettenati Indústria Têxtil S.A: Sitting Board Member, since 10/2014. Companhia Providência Ind. e Com. S.A: Sitting Board Member, since 04/2014. Cristal Pigmentos do Brasil S.A: Sitting Board Member, since 04/2013. WLM Indústria e Comércio S.A: Sitting Board Member, since 10/2011. Bicicletas Monark S.A.: Sitting Board Member, since 04/2015. Companhia de Saneamento do Paraná - Sanepar: Fiscal Council Member, 04/2011 - 04/2012. TIM Participações S.A: Fiscal Council Member, 09/2011-01/2012. Banco do Estado do Rio Grande do Sul S.A: Fiscal Council Member, 01/2011-04/2011. Wetzel S.A: Fiscal Council Member, 04/2011-04/2012. Bardella S.A - Indústrias Mecânicas: Fiscal Council Member, 04/2013- 04/2015. General Shopping S.A: Fiscal Council Member, 10/2012-04/2013. Academic background: Accountant with specialization - MBA in Financial Management and Controllership.
Maria Elvira Lopes Gimenez
Associated to Solução Governança Corporativa e Consultoria Ltda. / Jorge Lepeltier Consultores Associados, providing services as financial supervisor and currently also as Member of the Fiscal Council of Publicly-Held Companies. Studied Fiscal Council in Practice - IBGC - 2016, Financial Mathematics - Fipecafi - 2016, Introduction to Accounting - Fipecafi - 2016 and bachelor’s Degree in Economic Sciences - Instituto Santanense de Ensino Superior Uni Sant’Ana - SP - 1987 to 1992.
Maria Carmen Westerlund Montera
Degree in Economy from the School of Political and Economic Sciences of Rio de Janeiro, Candido Mendes University [Universidade Candido Mendes] and a Bachelor’s Degree in Language & Literature from PUC/RJ. Specialization Degree in Capital Markets from EPGE/FGV/RJ and Executive MBA from COPPEAD/UFRJ. Continuous Learning in Corporate Governance (Best Practices, Control Role, and Sustainability in CG and Course for Members of the Board of Directors at the Brazilian Institute of Corporate Governance [IBGC-lnstituto Brasileiro de Governança Corporativa] and participation in the public hearing of the second version of PREVI’s Corporate Governance Code) and Seminars at the Accounting Pronouncements Committee [Comitê de Pronunciamentos Contábeis], ACI lnstitute KPMG, IBGC, lbracom, among others.
Vicente Jorge Soares Rodrigues
Banrisul S.A: Executive Manager at the Accounting Department, between 2000 and 2015. Academic background: Graduated in Accounting and Actuarial Sciences from Faculdade Porto Alegrense/RS and technician in Accounting from Escola ACM (Associação Cristã de Moços).
Tanha Maria Lauermann Schneider
Executive Officer of Ibracon - Independent Auditors Institute - 6th Region RS. Independent Auditor. Owner of the independent auditing company named LAUERMANN SCHNEIDER AUDITORES ASSOCIADOS SS. Member of the Continued Professional Education Commission of the Independent Auditors of Brazil - Federal Accounting Council, Period of management 2014 and 2015. Vice-President or Services of the Commercial and Industrial Association of Novo Hamburgo, Estância Velha and Campo Bom, Period of Management 2014 and 2015. Academic background: Bachelor’s degree in Accounting Sciences; postgraduate in Controllership, and Master’s Degree in Accounting sciences.

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Audit Committee

In compliance with National Monetary Council Resolution No. 3,198/04 and amendments, Banrisul established the Audit Committee, which may be shared with companies controlled by the Company, having a relevant role in supporting the Board of Directors, strengthening its mission to protect the Company‘s best business interests. In this sense, the Committee should monitor the effectiveness of internal controls and protection policies and procedures in relation to fraud, conflicts of interest and other deviations that may impact the organization. Matters related to compliance (both in relation to standards and legislation, as well as in relation to internal policies), risks, auditing and financial statements, are the object of work of the Audit Committee. The Committee is composed of three members who meet the requirements for the exercise of the function, according to current legislation and standards, elected by the Board of Directors in the first meeting held after the Ordinary General Meeting, with a term of two years, removable at any time, and may be renewed up to the maximum legally permitted limit. Holds ordinary meetings, in accordance with its operational rules, and extraordinary meetings, when necessary, validly deciding whenever present the totality of its members.

Members of the Audit Committee Position
Antoninho Scottá Member
João Verner Juenemann Member
João Carlos Bona Garcia Member
Antoninho Scottá
Graduated in Business Administration by Universidade de Caxias do Sul -UCS- 1983, by Especialization in Finance by UCS, 1994. Also had the following positions: Financial/Administrative Manager of the company Vinícola Miolo Ltda. In the period of 08/2009-2012 and Officer of the company ARS Consultoria Empresarial Ltda., since 2009.
João Verner Juenemann
Degree in Accounting and Actuarial Sciences from PUCRS (completed in 1962); Teaching in English by PUCRS (completed in 1962) and Business Administration at UFRGS (completed in 1971), with Postgraduate Diploma in Auditing by UFRGS, 1965, also held the following extra-curricular courses: Proficiency in German, at the Goethe Institut - Germany, 1956; Proficiency in English, Michigan State University - USA, 1957; Financial Management at General Electric S/A-RJ, from 1963 to 1964; Audit Course of the Central Bank of Brazil at the Brazilian Institute of Capital Markets - IBMEC, 1974. Member of the Board of Directors, the Audit Committee and the Fiscal Council of several publicly traded and closed companies in the last 30 years. Currently Member of the Board of Directors and Coordinator of the Audit Committee of Banco do Estado do Rio Grande do Sul S.A. since 2015 and of Forjas Taurus S.A. since 2015. Member of the Audit and Risks Committee of Tupy S.A. since 2009, of Paquetá Calçados since 2016 and Coordinator of the Audit and Risks Committee of Dimed S.A. Distribuidora de Medicamentos since 2016. Chairman of the Fiscal Council of Instituto de Desenvolvimento Gerencial S.A. (Falconi Consultores de Resultado) since 2011 and of Saraiva S.A. Livreiros Editores, since 2016 and speaker of IBGC in open and closed courses since 2004. Chairman of Colégio de Vogais of FACPC - Support Foundation to the Accounting Pronouncements Committee and member of the Nominating Committee of the Board of Directors of IBGC - Brazilian Institute of Corporate Governance. Former member of the Fiscal Council of Plascar Participações Industriais S.A., of Dimed S.A. Distribuidora de Medicamentos, of Sonae Sierra Brasil S.A., of Companhia Providência Indústria e Comércio S.A., of Banco Indusval S.A. and of Minerva S.A. He was President of the Federal Accounting Council, a member of the Board of Directors of IBGC, Chairman of the fiscal Council of Banco Meridional do Brasil S.A., a professor at UFRGS - Universidade Federal do Rio Grande do Sul and co-author of the Orientation Guide to Best Practices for the Fiscal Council - 2005 and for the Audit Committee Audit - 2009, issued by IBGC.
João Carlos Bona Garcia
Lawyer and retired Judge of the Military Court of the State of Rio Grande do Sul (RS); Postgraduate degree at the University of Paris I - Sorbonne, currently holds the positions of Managing, Finance and Supervision Director of the National Supply Company - CONAB; Financial director of the International Association of Military Justice; Fiscal Council member of the ompanhia de Entrepostos e Armazéns Gerais of São Paulo state - CEAGESP and Board Member of the Empresa Brasileira de Pesquisa Agropecuária - EMBRAPA. He also held the following positions: Secretary of Public Works of the city of Passo Fundo/RS; Deputy Chief-of-staff for Interior Affairs of the State of Rio Grande do Sul - Government of Pedro Simon; Professor at the University of Passo Fundo/RS; Professor at the Alto Taquari University; President of the Foundation for Human Resource Development and Special Programs of Banrisul; Chairman of the Amnesty of Former Political Prisoners of Rio Grande do Sul/RS; President of the Union of Rio Grande do Sul state banks; Chief of Staff of Rio Grande do Sul state - Government of Antonio Brito; Judge of the Court of Military Justice of Rio Grande do Sul state; President of the Court of Military Justice of Rio Grande do Sul.

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Eligibility and Compensation Committee

The Eligibility and Compensation Committee is a statutory body, as set forth by the National Monetary Committee (Conselho Monetário Nacional, or CMN) Resolution No. 3921/2010 and Law 13303/2016, and reports directly to the Board of Directors. Its competence is to assist the Board of Directors in the conduct of the compensation policy for Board Members and analysis of requirements and fences for indication and evaluation of Management, members of the Fiscal Council and Statutory Committees.

The Committee consists of three (3) members, individuals residing in the country with education standards and technical skills beffiting the duties of the position, with a term of 3 (three) years, who may be dismissed at any time and capable of being be reappointed up to the maximum period permitted by law.

The Compensation Committee shall hold regular, monthly meetings, in accordance with the rules governing its functioning, as well as extraordinary meetings whenever necessary.

Members of the Audit Committee Position
Arnaldo Bonoldi Dutra Coordinator
José Luiz Castro Mendel Member
Giusepe Lo Russo Member
Arnaldo Bonoldi Dutra
Attorney, with degree in Law from PUCSP (1979), and postgraduate degrees in Corporate Law from USP, in Accounting and Financial Management from FEA-USP and in Business Administration from FAAP, having also attended Harvard Law School‘s Program of Instruction for Lawyers, Certified Member from IBGC (2010), and Chief Compliance Officer at BM&FBovespa (2007). Coordinator of the Compensation Committee (since 03/2016), Senior Partner of Albino Advogados (since 2008), Managing Partner of Bonoldi Dutra Advogados (2008-2010), Chief Corporate Legal and Compliance Officer of Banco Santander do Brasil (2003-2008), Chief Legal and Compliance Officer for Brazil and Latin America of ING Bank N.V. - São Paulo Subsidiary (1998-2003), Legal Executive Manager Officer (1997-1998) - Legal Officer (1992-1997) - Legal Executive Officer for the Global Bank (1989-1992) - Legal Assistant Officer at São Paulo (1987 to 1989) of J.P. Morgan, Senior Consultant Lawyer of Du Pont do Brasil S.A. (1982-1987), Legal Adviser of BrasilPar Participações e Investimentos S.A. (1981-1982), Legal Assistant and Associate Lawyer of Pinheiro Neto Advogados (1976-1981). Vice Coordinator of the Committee for Corporate Governance of Financial Institutions and Corporate Risk Management of IBGC; was member of the Arbitration Chamber of BM&FBovespa (2001-2009), of the Legal Committee of Febraban for 15 years and presided the Legal Committee of the Associação Brasileira de Bancos Internacionais (Brazilian Association of International Banks) for 5 years.
José Luiz Castro Mendel
Graduated in Geology from UNISINOS (1987), with postgraduate degree in Business Management from the IBGEN School (2006). Member of the Compensation Committee of Banrisul (since 03/2016), Vice-Chairman of the Board of Directors of Banrisul Cartões S.A. (since 2015), Department Director at Rio Grande do Sul State‘s Public Works, Irrigation and Urban Development Secretary (2011-2014). As employee of Banco do Estado do Rio Grande do Sul (1976-2010), acted as Executive Manager at the Customer Services Unit (2003-2005) and as Executive Superintendent at the Customer Services Unit (2005-2010). Representative of the Public Works Department of the State of Rio Grande do Sul at the Board of Water Resources, Groundwater Technical Chamber, Public Transportation Free Pass Steering Committee, Public Transportation Free Pass Management Board, Committees of Basin Rivers (Caí, Sinos and Gravataí rivers and lake Guaíba), Irrigation Management Council and Metropolitan Council of Transportation Public Managers; also acted as Agreement Supervisor at the Urban Development Department.
Giusepe Lo Russo
Partner at AGM Consulting and E-Mind Solutions (2008 - 2017);
Managing Director and Board Member at Check Express Group S.A. (2005 - 2007);
Graduation in Law - Faculty of Law SBC; Graduation in Communication - Methodist Institute of Higher Education; Managing People - Development Center - Citicorp; Product Management - ESPM; Administration of Financial Institutions - Banking - Fundação Getúlio Vargas; Postgraduate in Marketing - ESPM.

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Risk Committee

In compliance with the provisions of Resolution No. 4,557/17 of the National Monetary Council, Banrisul established the Risk Committee, which is permanently in operation, with the objective of identifying, measuring, evaluating, monitoring, reporting, controlling and mitigating credit, market, variation of interest rates, operating, liquidity, socio-environmental and other relevant risks according to criteria to be established by the Company. The Risk Committee is comprised of at least three and at most five members with a mandate of two years, appointed and removable by the Board of Directors of the Company at any time, in accordance with the rules of the National Monetary Council. The Committee shall meet ordinarily once a month, in accordance with the operational rules of its operation, and extraordinarily when necessary.

Members of the Risk Committee Position
João Zani Member
José Luis Campani Lourenzi Member
Carlos Schonerwald da Silva Member
Ademar Schardong Member
João Zani
PhD in Administration - Concentration in Finance - UFRGS. Visitant Scholar at NYU - New York University. Masters in Administration - concentration in finance - PUC- RJ. Specialization MBA in Finance. Specialization MBA in Economics. Specialization MBA in Accounting. Specialization MBA in Marketing. Graduation in Economics - UCS. Professor and Researcher in Corporate Finance for Doctorate and Masters, MBA and for undergraduate courses of UNISINOS. Thesis Advisor for PhD students, Master‘s Dissertations, Conclusion Works for MBA / Specializations and Undergraduate students. Coordinator of the MBA in Corporate Finance of UNISINOS. Director of Administration of Unisinos (2009 to 2017). Director of the Academic Unit of Continuing Education of Unisinos (2007 to 2009). ASAV Director - Porto Alegre, Caxias do Sul and Bento Gonçalves. Partner of the Structure - Consultancy in Corporate Finance. Advisor to ASLB - Association of Literature and Beneficence - Verzeri Network: Porto Alegre. Advisor to the Brasília Projection Group: University Center. Board Member of BANRISUL - Bank of the State of Rio Grande do Sul S.A. (2003 to 2010). Member of the Audit Committee of the Bank of the State of Rio Grande do Sul S.A. Adviser of Administration and Fiscal of MINUPAR S.A. Adviser of Administration of Recrusul S.A. Financial and Market Relations Director of the State Electric Power Company - CEEE. BANRISUL - Bank of the State of Rio Grande do Sul SA - Porto Alegre / RS, in the positions: Supervisor, Technical Advisor: Economist, Superintendent of Planning and Control, Financial Superintendent, Advisor to the Financial Department, Chairman of the Assets and Liabilities Committee and Chairman of the Strategy Committee.
José Luis Campani Lourenzi
Master in Business Sciences. Universidade Fernando Pessoa - Portugal, concluded in 2008. MBA - Continuous Training Program in Banking Management - Federal University of Rio Grande do Sul (UFRGS), concluded in 2012. Postgraduate in Business Sciences with specialization in Accounting and Auditing. Universidade Federal do Rio Grande do Sul (UFRGS), concluded in 1988. Graduated in Accounting Sciences, Fac. São Judas Tadeu - Porto Alegre (RS), conclusion in 1986. GBA (Global Business Administration) - Unisinos, 270hs - 1997. Executive Superintendent of Banrisul. Working in the Corporate Risk Management Unit (2010 - in progress). Executive Superintendent of Banrisul in Internal Audit (1995-1999), Credit Policy and Risk Analysis Unit (2003-2006) and Retail Commercial Unit (2006-2010). Coordinator of the Interdepartmental Corporate Risk Committee - Banrisul (2010 ... in progress). Coordinator Commercial Committee - Banrisul (2006 to 2010). Coordinator Credit Committee 1 DG- Banrisul (2003 to 2006). General Manager of Banrisul Agency (1999-2003). Banrisul employee since 1981. University Professor of Graduation and Post-Graduation (1988 - in progress). Lutheran University of Brazil; St. Jude Thaddeus College; Don Bosco School. Professor in postgraduate courses. Lutheran University of Brazil - Finance Course; Catholic University of Pelotas (UCPEL) - Business Finance Course; Dom Bosco College - Controllership and Risk Course. Fiscal Counselor of the Banrisul Foundation (2015 - in activity). Deliberative Counsel of the Banrisul Foundation (2003-2009). Tax Counselor of the Banrisul Foundation (1998-2000, 2009-2013). Fiscal Counsel of Cabergs (1995-1997). Fiscal Council member at Banricoop for a term in the 1990s. Representative of Banrisul in the Sectorial Committee of the Financial Area with the Association of Banks in the State of Rio Grande do Sul - 1995/96. Training Coordinator of the Sectorial Committee of the Financial Area of the Association of Banks in the State of Rio Grande do Sul - 1995/96.
Carlos Schonerwald da Silva
PhD in Economics (Ph.D.) from the University of Utah (2008) with an emphasis in Econometrics, Master‘s in Development Economics from PUCRS (2004) and a degree in Economics from PUCRS (2001). Currently he is Adjunct Professor II of the Federal University of Rio Grande do Sul (UFRGS), professor of the Graduate Program in Economics (PPGE-UFRGS) and the Post-Graduate Program in Controllership and Accounting (PPGCONT-UFRGS). Previously he was Professor of the Federal University of Rio de Janeiro (UFRJ), Professor of the Graduate Program in Economics (PPGE) at the Institute of Economics (IE) at UFRJ, IPEA Visiting Researcher and Fellow, Apex- Brazil, Economic Adviser to ECLAC (Economic Commission for Latin America and the Caribbean), Professor of the PPG in Economics at UNISINOS, Professor at PUC-RS, Assistant Professor at the University of Utah and Adjunct Professor at Weber State University. Has experience in Economics, with emphasis on Econometrics, Financial System, Capital Markets, Growth and Economic Development, Industrial Organization and International Trade.
Ademar Schardong
He has worked for 35 years in the executive career of the Sicredi System (President of the Central Sicredi Sul 1986-1995, President of the Sicredi Cooperative Bank 1995-2015, President of the Sicredi Confederation 2008-2015, President of the Sicredi Foundation 2008-2015). He is currently the Business Consultant and Director of Icatu Holding S / A (since 2017) and RG Seguros e Previdência S / A. (since 2017). Graduated in Law from Lutheran University of Brazil (2002); studying the Master‘s Degree in Business and Business Law from Unisinos. IBGC Certified Management Advisor.

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Committees and other policies

Banrisul has 15 (fifteen) committees organs to assist the Executive Board, named:

a) Banking Management Committee;
b) Economic Management Committee;
c) Business Management Committee;
d) Marketing Management Committee;
e) Administrative Management Committee;
f) Internal Controls Management Committee;
g) Information Technology Management Committee;
h) Credit Committee;
i) Personnel Management Committee;
j) Investment Committee;
k) Asset Pricing Committee:
l) Corporate Risk Committee;
m) Treasury Committee;
n) Credit Recovery and Restructuring Management Committee;
IT Demanding Prioritization Committee.

Each Committee has at least 4 (four) and at most 12 (twelve) members, as an exception the Channel Management Committee that has as members, in addition to the Superintendents of the Units, the Regional Superintendents and the General Manager of the Central Office.

Members of the Committees are the Unit Superintendents, Superintendent of Advisory Services, Regional Superintendents, Executive Secretary of the Banking Management Committee and the General Manager of the Central Office, named by the Executive Board. The Banking Management Committee is composed of Executive Officers and Coordinators of other Committees.

The Coordinator of the Committee or the Group is entrusted with convening and presiding over the meetings of the respective organ. Subject to the regulations of the Executive Board, it is due to each Committee opine on matters pertaining to its respective area, after being submitting them to the Executive Board for discussion. The Executive Board shall determine the scope of the Committees, within which they shall have decision-making power. The Coordinators of the Committees and the Groups, if any, shall be nominated by the Executive Board and shall be represented at the monthly meetings of the Executive Board.

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